:root {
  --indigo:#003F8B;--blue:#003F8B;--ink:#112D4B;--muted:#617389;--glacier:#A7C4D9;--ice:#E8F1F7;--ivory:#FAF8F3;--white:#FFFFFF;--orange:#F57C00;--light-orange:#FFF0E2;--line:#DBE4E9;
  --font-display:'Manrope',Inter,'Segoe UI',sans-serif;--font-body:Inter,'Segoe UI',Arial,sans-serif;
  --shadow:0 20px 60px rgba(11,51,92,.065);--radius:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;font:400 16px/1.65 var(--font-body);background:var(--ivory);color:var(--ink);-webkit-font-smoothing:antialiased}
body.nav-open{overflow:hidden}
a{color:inherit;text-decoration:none}
button{font:inherit}
img,svg{max-width:100%}
svg.icon{width:21px;height:21px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;flex:none}
.svg-defs{width:0;height:0;position:absolute;overflow:hidden}
.shell{width:min(1220px,calc(100% - 104px));margin-inline:auto}
.skip-link{position:absolute;left:20px;top:-100px;padding:12px;background:#fff;z-index:1000}
.skip-link:focus{top:15px}
:focus-visible{outline:3px solid var(--orange);outline-offset:4px}
button,a{-webkit-tap-highlight-color:transparent}
h1,h2,h3,p{margin-top:0}
h1,h2,h3{font-family:var(--font-display);line-height:1.12;letter-spacing:-.048em}
h2{font-size:clamp(35px,3.85vw,54px);font-weight:800;margin-bottom:24px}
h3{font-size:19px;font-weight:800;letter-spacing:-.027em;margin-bottom:12px}
p{color:var(--muted)}
.section{padding:112px 0}
.eyebrow{display:inline-flex;align-items:center;gap:12px;font-family:var(--font-display);font-size:11px;line-height:1.3;font-weight:800;letter-spacing:.17em;color:var(--indigo);margin-bottom:30px;text-transform:uppercase}
.eyebrow-line{width:22px;height:2px;background:var(--orange);display:inline-block}
.text-accent{color:var(--indigo)}

/* Navigation */
.site-header{position:sticky;top:0;z-index:100;background:rgba(250,248,243,.94);border-bottom:1px solid rgba(0,63,139,.09);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px)}
.nav-wrap{min-height:91px;display:flex;align-items:center;gap:32px;justify-content:space-between}
.brand{display:inline-flex;align-items:center;gap:9px;white-space:nowrap;color:var(--indigo);font:500 21px/1 var(--font-display);letter-spacing:.29em;flex:none}
.brand img{width:60px;height:34px;object-fit:contain}
.desktop-nav{display:flex;align-items:center;gap:25px;margin-left:auto}
.desktop-nav a{font-size:12px;font-weight:600;color:#3C5670;white-space:nowrap;transition:color .2s}
.desktop-nav a:hover,.mobile-nav a:hover{color:var(--orange)}
.header-cta{background:var(--indigo);color:#fff;border-radius:9px;font-size:12px;white-space:nowrap;padding:14px 18px;display:inline-flex;align-items:center;gap:12px;font-weight:700;transition:background .18s,transform .18s}
.header-cta .icon{width:15px;height:15px}
.header-cta:hover,.btn-primary:hover{background:#052E61;transform:translateY(-1px)}
.menu-toggle{border:0;background:none;cursor:pointer;display:none;width:45px;height:45px;flex-direction:column;justify-content:center;gap:6px;padding:10px}
.menu-toggle span{display:block;width:23px;height:2px;background:var(--indigo);transition:transform .2s,opacity .2s}
.menu-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(8px) rotate(45deg)}
.menu-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.menu-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}
.mobile-nav[hidden]{display:none!important}
.mobile-nav{background:var(--ivory);border-top:1px solid var(--line);padding:24px 7%;display:flex;flex-direction:column;gap:20px}
.mobile-nav a{font-size:16px;font-weight:700;color:var(--ink)}

/* Hero */
.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,#FAF8F3 0%,#FAF8F3 48%,#F2F6F7 100%)}
.hero::after{content:'';position:absolute;border-radius:50%;width:650px;height:650px;right:-300px;top:-200px;background:radial-gradient(circle,rgba(167,196,217,.18),transparent 65%);pointer-events:none}
.hero-grain{pointer-events:none;position:absolute;inset:0;opacity:.21;background-image:radial-gradient(#88A4B8 .6px,transparent .6px);background-size:14px 14px;mask-image:linear-gradient(90deg,transparent 35%,black 100%)}
.hero-layout{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.12fr) minmax(0,.88fr);align-items:center;gap:70px;padding-top:97px;padding-bottom:87px}
.hero-copy h1{font-size:clamp(46px,4.55vw,66px);font-weight:800;line-height:1.13;letter-spacing:-.065em;color:#0B2E52;margin-bottom:25px;max-width:740px}
.underlined{color:var(--indigo);position:relative;display:inline}
.underlined::after{content:'';position:absolute;bottom:-6px;left:2px;height:5px;width:66%;border-radius:2px;background:var(--orange)}
.hero-lede{font-size:17px;line-height:1.78;max-width:570px;margin-bottom:21px;color:#455E76}
.hero-message{font-size:14px;display:flex;align-items:flex-start;gap:9px;margin-bottom:28px;color:#395571;max-width:550px}
.hero-message .icon{width:19px;height:19px;color:var(--orange);margin-top:2px}
.hero-message strong{color:var(--ink);font-weight:700}
.hero-signature{font:800 16px/1.45 var(--font-display);letter-spacing:-.025em;color:var(--indigo);margin-top:2px}
.hero-signature strong{color:var(--indigo)}
.hero-signature .icon{margin-top:2px}
.hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:26px;margin-bottom:19px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:20px;border-radius:11px;font-size:14px;font-weight:700;padding:17px 23px;transition:background .2s,transform .2s}
.btn-primary{color:white;background:var(--indigo);box-shadow:0 13px 27px rgba(0,63,139,.14)}
.btn .icon{width:18px;height:18px}
.link-arrow{display:inline-flex;gap:9px;align-items:center;font-size:13px;color:var(--indigo);font-weight:700;transition:gap .2s}
.link-arrow:hover{gap:14px}
.link-arrow span{color:var(--orange);font-size:19px}
.micro-note{font-size:11px;letter-spacing:.01em;color:#718296;margin:0}
.hero-visual{position:relative;padding:28px 0 40px}
.flow-card{position:relative;z-index:1;background:#0A345F;border-radius:21px;color:#fff;padding:30px 31px 27px;box-shadow:0 33px 65px rgba(11,53,97,.17);overflow:hidden}
.flow-card::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 94% 0,rgba(108,167,211,.22),transparent 49%)}
.flow-card>*{position:relative}
.flow-top{display:flex;justify-content:space-between;gap:10px;align-items:center;color:#ABC8DE;font-size:10px;font-weight:700;letter-spacing:.12em}
.live-dot{font-size:10px;font-weight:400;letter-spacing:0;color:#8AB0CE}
.flow-card h2{font-size:clamp(26px,2.45vw,39px);letter-spacing:-.045em;line-height:1.24;color:#fff;margin:32px 0 14px;font-weight:700}
.flow-graph{width:100%;height:auto;overflow:visible;display:block;margin:15px 0 17px}
.flow-bottom{border-top:1px solid rgba(167,196,217,.3);padding-top:19px;display:flex;gap:9px;align-items:flex-start;color:#C0D9EB;font-size:11px;line-height:1.6}
.flow-bottom .icon{width:17px;height:17px;color:var(--orange)}
.flow-card-stamp{position:absolute;z-index:2;right:-20px;bottom:-8px;display:flex;align-items:center;gap:12px;background:#FDFCF9;color:var(--indigo);padding:14px 19px;border:1px solid #DDE7ED;border-radius:13px;box-shadow:var(--shadow);font-size:11px;line-height:1.35;font-weight:700}
.stamp-mark{font-size:26px;color:var(--orange);line-height:1}
.hero-proof{position:relative;z-index:1;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:30px;padding-top:27px;padding-bottom:32px;border-top:1px solid #D8E2E7}
.proof-item{display:flex;gap:17px;align-items:center;min-height:58px;border-right:1px solid #D4DEE5;padding-right:32px}
.proof-item:last-child{border:0}
.proof-item strong{font:800 25px/1.12 var(--font-display);color:var(--indigo);white-space:nowrap;letter-spacing:-.045em}
.proof-item span{font-size:11.5px;line-height:1.5;color:#668095;max-width:195px}

/* Why */
.why-section{background:#fff}
.section-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:110px;align-items:center}
.section-intro>p{font-size:16px;line-height:1.8;max-width:510px}
.section-intro>p strong{color:var(--ink)}
.mini-signature{display:flex;align-items:center;gap:15px;font-size:12px;font-weight:700;color:var(--indigo);margin-top:32px}
.line-art{display:block;width:37px;height:2px;background:var(--orange)}
.benefits-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.benefit-card{background:#F7FAFB;border:1px solid #E5EDF1;padding:29px 25px 25px;border-radius:17px;min-height:248px;transition:transform .2s,box-shadow .2s}
.benefit-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.icon-frame{width:52px;height:52px;display:grid;place-items:center;border-radius:13px;background:var(--ice);color:var(--indigo);margin-bottom:25px}
.icon-frame .icon{width:27px;height:27px}
.benefit-card h3{font-size:17px;letter-spacing:-.03em;margin-bottom:10px}
.benefit-card p{font-size:12px;line-height:1.7;margin:0}

/* Example */
.example-section{background:var(--ivory)}
.split-head{display:flex;align-items:end;justify-content:space-between;gap:80px;margin-bottom:40px}
.split-head>div{max-width:710px}
.split-head p{max-width:360px;line-height:1.75;font-size:14px;margin:0 0 7px}
.split-head h2{margin-bottom:0}
.example-grid{display:grid;grid-template-columns:1.5fr .75fr;gap:22px}
.calculation-card{background:white;border:1px solid var(--line);border-radius:21px;padding:35px 38px 36px;box-shadow:var(--shadow)}
.calc-label{font-weight:700;font-size:10px;letter-spacing:.16em;color:#688198;margin-bottom:33px}
.calc-light{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--orange);margin-right:7px}
.calc-columns{display:flex;align-items:center;gap:14px;justify-content:space-between;margin-bottom:34px}
.calc-columns>div{display:flex;flex-direction:column;gap:12px}
.calc-columns>div>span{color:#72889C;font-size:11px;white-space:nowrap}
.calc-columns strong{color:var(--indigo);font:800 clamp(20px,2.2vw,31px)/1.15 var(--font-display);letter-spacing:-.045em;white-space:nowrap}
.calc-columns .delta-box{background:var(--light-orange);border-radius:12px;padding:13px 16px}
.delta-box strong{color:#CB5E00!important}
.calc-op{color:#9CB4C6;font-weight:700;font-size:19px}
.formula-steps{display:flex;align-items:center;gap:16px;justify-content:space-between;color:#567088;font-size:16px}
.formula-steps>span:first-child strong{color:var(--ink)}
.formula-result{color:var(--indigo);font:800 20px var(--font-display);white-space:nowrap}
.formula-big{color:var(--orange);font:800 clamp(29px,3.2vw,43px) var(--font-display);letter-spacing:-.05em;white-space:nowrap}
.formula-arrow{margin-left:auto;font-size:20px;color:var(--glacier)}
.formula-divider{height:1px;background:var(--line);margin:23px 0}
.example-aside{position:relative;min-height:322px;border-radius:21px;padding:37px 33px;background:linear-gradient(148deg,#E4F0F7 0%,#F2F8FA 100%);overflow:hidden;display:flex;flex-direction:column;align-items:flex-start}
.aside-orbit{position:absolute;top:12px;right:0;width:63%;opacity:.8}
.aside-eyebrow{font-size:11px;letter-spacing:.13em;font-weight:800;color:var(--indigo);margin-top:62px;margin-bottom:15px}
.example-aside>strong{font:800 29px/1.22 var(--font-display);letter-spacing:-.05em;color:var(--indigo)}
.example-aside p{font-size:12px;line-height:1.75;color:#4F6B80;margin:18px 0 auto}
.example-aside small{font-size:10px;line-height:1.6;color:#72869A;padding-top:20px}

/* Expertise */
.expertise-section{background:#fff}
.expertise-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.expertise-card{border:1px solid #E1E9EE;border-radius:17px;background:white;padding:28px 24px 29px;min-height:296px;display:flex;flex-direction:column;align-items:flex-start;transition:border-color .2s,box-shadow .2s}
.expertise-card:hover{border-color:#B4CBD9;box-shadow:var(--shadow)}
.expertise-index{color:#7A91A3;font-size:10px;font-weight:700;letter-spacing:.08em;line-height:1.4}
.expertise-icon{width:58px;height:58px;margin-top:29px;margin-bottom:20px;border:1px solid #D5E3EC;background:#EFF6FA;display:grid;place-items:center;border-radius:16px;color:var(--indigo)}
.expertise-icon .icon{width:31px;height:31px}
.expertise-card h3{font-size:19px;margin-bottom:9px}
.expertise-card p{font-size:12px;line-height:1.75;margin:0}
.expertise-note{display:flex;align-items:center;gap:9px;color:#738697;margin:26px 0 0;font-size:11px}
.expertise-note .icon{color:var(--orange);width:17px;height:17px}

/* credibility */
.credibility-section{background:#083766;color:white;position:relative;overflow:hidden;padding:93px 0}
.credibility-section:after{content:'';position:absolute;width:550px;height:550px;right:-250px;top:-200px;border-radius:100%;border:1px solid #326394;box-shadow:0 0 0 60px rgba(97,142,185,.045),0 0 0 120px rgba(97,142,185,.04)}
.credibility-layout{display:grid;grid-template-columns:1.1fr .9fr;gap:100px;align-items:center;position:relative;z-index:1}
.eyebrow-light{color:#AFCBE0}
.credibility-layout h2{color:#fff;font-size:clamp(38px,4vw,56px);margin:0}
.credibility-detail{padding-left:40px;border-left:1px solid #467097}
.credibility-detail p{font-size:15px;color:#C6D8E9;line-height:1.8}
.credibility-detail strong{color:white}
.text-link-inverse{display:inline-flex;align-items:center;gap:10px;color:#fff;font-size:13px;font-weight:700;margin-top:8px}
.text-link-inverse .icon{width:17px;height:17px;color:var(--orange)}

/* Method */
.method-section{background:var(--ivory)}
.steps-grid{margin:0;padding:0;list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.step-card{padding:22px 14px 20px 0;min-height:220px}
.step-num{display:grid;place-items:center;width:50px;height:50px;border-radius:50%;background:#E5F0F8;border:1px solid #A7C4D9;font:700 14px/1 var(--font-display);color:var(--indigo)}
.step-num-final{background:var(--orange);border-color:var(--orange);color:#fff}
.step-line{width:calc(100% - 50px);height:1px;background:#C2D7E3;margin-left:50px;margin-top:-25px;margin-bottom:49px}
.step-line-final{background:linear-gradient(90deg,var(--orange),transparent)}
.step-card h3{font-size:17px;line-height:1.4;margin-bottom:8px}
.step-card p{font-size:12px;line-height:1.75;margin:0;max-width:258px}
.method-bottom{display:flex;align-items:center;gap:17px;border-radius:14px;background:white;border:1px solid #DDE7EB;padding:18px 25px;margin-top:12px}
.method-bottom .icon{color:var(--orange);width:23px;height:23px}
.method-bottom p{font-size:13px;color:#566F84;margin:0}
.method-bottom p strong{color:var(--ink)}

/* Pricing */
.pricing-section{background:#fff}
.pricing-layout{display:grid;grid-template-columns:1fr .88fr;gap:95px;align-items:center}
.pricing-copy p{font-size:15px;line-height:1.8;max-width:570px}
.pricing-copy p strong{color:var(--ink)}
.pricing-highlight{display:flex;align-items:center;gap:13px;flex-wrap:wrap;margin:34px 0 28px;padding:18px 21px;border-left:4px solid var(--orange);background:#FFF5E9;border-radius:0 10px 10px 0;color:var(--ink);font:800 21px/1.35 var(--font-display);letter-spacing:-.035em}
.pricing-highlight strong:first-child{color:#D65E00}
.pricing-equals{color:#7B8C9D}
.price-note{font-size:11.5px!important;color:#738699}
.pricing-panel{border:1px solid #DDE7EE;border-radius:22px;background:linear-gradient(151deg,#F4F9FC,#E8F2F9);padding:34px 34px 29px;box-shadow:var(--shadow)}
.pricing-panel-top{display:flex;justify-content:space-between;align-items:center;font-size:10px;letter-spacing:.13em;font-weight:700;color:var(--indigo)}
.pricing-panel-top .icon{width:26px;height:26px;color:var(--orange)}
.split-bar{height:14px;display:flex;overflow:hidden;border-radius:20px;margin-top:39px;margin-bottom:20px}
.split-you{width:70%;background:var(--indigo)}
.split-us{width:30%;background:var(--orange)}
.split-data{display:flex;justify-content:space-between;gap:22px}
.split-data>div{display:flex;flex-direction:column}
.split-data>div:last-child{text-align:right}
.split-data strong{font:800 54px/1.1 var(--font-display);letter-spacing:-.06em;color:var(--indigo)}
.split-data strong small{font-size:23px;letter-spacing:0}
.split-data strong.split-orange{color:#D86800}
.split-data span{font-size:11px;color:#58718A}
.pricing-rule{height:1px;background:#C8DAE6;margin:35px 0 23px}
.pricing-panel h3{font-size:18px;margin-bottom:10px}
.pricing-panel p{font-size:12px;line-height:1.8;color:#506B80;margin-bottom:15px}
.pricing-panel>small{font-size:10px;color:#7B8F9E}

/* FAQ */
.faq-section{background:var(--ivory)}
.faq-layout{display:grid;grid-template-columns:.77fr 1.23fr;gap:110px}
.faq-intro p{max-width:370px;font-size:15px;line-height:1.8}
.faq-intro .link-arrow{margin-top:12px}
.faq-list{border-top:1px solid #CED9E0}
.faq-list details{border-bottom:1px solid #CED9E0;padding:0 3px}
.faq-list summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:20px;font:700 16px/1.6 var(--font-display);color:var(--ink);padding:23px 3px;cursor:pointer}
.faq-list summary::-webkit-details-marker{display:none}
.faq-plus{flex:none;display:grid;place-items:center;width:27px;height:27px;border:1px solid #AEC8DA;border-radius:50%;font:400 21px/1 var(--font-body);color:var(--indigo);transition:transform .2s,background .2s}
.faq-list details[open] .faq-plus{transform:rotate(45deg);background:#E9F2F8}
.faq-list details p{font-size:13px;color:#61768B;line-height:1.8;max-width:630px;padding:0 43px 23px 3px;margin:0}

/* Contact */
.contact-section{padding:0 0 47px;background:var(--ivory)}
.contact-panel{position:relative;overflow:hidden;display:grid;grid-template-columns:1fr .48fr;gap:50px;align-items:center;background:#073461;border-radius:24px;padding:68px 75px;color:white}
.contact-bg-line{position:absolute;right:-52px;top:-13px;opacity:.55;width:430px}
.contact-copy,.contact-actions{position:relative;z-index:1}
.contact-copy h2{max-width:700px;color:white;margin-bottom:19px}
.contact-copy h2 em{font-style:normal;color:#AFD4F0}
.contact-copy p{color:#C3D7E7;font-size:14px;line-height:1.8;max-width:610px;margin:0}
.contact-actions{display:flex;flex-direction:column;align-items:flex-start;gap:16px}
.btn-orange{background:var(--orange);color:#fff;box-shadow:0 14px 30px rgba(245,124,0,.16)}
.btn-orange:hover{background:#D96500;transform:translateY(-1px)}
.contact-phone{display:inline-flex;align-items:center;gap:11px;font:700 17px var(--font-display);letter-spacing:-.01em}
.contact-phone .icon{width:19px;height:19px;color:#A7C4D9}
.contact-email{font-size:13px;color:#B6D1E4;text-decoration:underline;text-underline-offset:4px}

/* Footer */
.footer{background:var(--ivory);padding:27px 0 30px}
.footer-top{display:flex;gap:40px;justify-content:space-between;align-items:center;padding:16px 0 27px}
.brand-footer{font-size:20px}
.footer-top p{font-size:12px;line-height:1.5;margin:0 auto 0 0}
.back-top{font-size:12px;font-weight:700;color:var(--indigo)}
.footer-bottom{border-top:1px solid #D8E3EA;padding-top:21px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:18px;color:#7D8F9D;font-size:11px}
.footer-bottom nav{display:flex;gap:24px}
.footer-bottom nav a:hover{color:var(--indigo)}

/* Legal */
.legal-main{min-height:65vh;padding:115px 0 100px;background:var(--ivory)}
.legal-card{max-width:770px;margin:auto;background:white;border:1px solid var(--line);border-radius:19px;padding:45px}
.legal-card h1{font-size:42px;margin-bottom:20px}
.legal-card h2{font-size:20px;margin:32px 0 12px}
.legal-card p,.legal-card li{font-size:14px;line-height:1.8;color:#4D647A}
.legal-warning{border-left:3px solid var(--orange);padding:14px;background:#FFF4E5;color:#8F4B0B!important}
.legal-card a{color:var(--indigo);text-decoration:underline}

@media(max-width:1160px){
  .shell{width:min(1110px,calc(100% - 72px))}
  .desktop-nav{gap:17px}.desktop-nav a{font-size:11px}.header-cta{font-size:11px;padding:13px}
  .hero-layout{gap:38px}.hero-copy h1{font-size:clamp(41px,4.2vw,57px)}
  .section-grid{gap:52px}.pricing-layout{gap:50px}.faq-layout{gap:55px}
  .expertise-grid{gap:12px}.expertise-card{padding:22px 19px}
  .flow-card{padding:26px 23px}
}
@media(max-width:920px){
  .nav-wrap{min-height:77px}.desktop-nav,.header-cta{display:none}.menu-toggle{display:flex}
  .hero-layout{grid-template-columns:1fr;gap:25px;padding-top:67px;padding-bottom:56px}.hero-copy h1{font-size:clamp(46px,6.7vw,65px)}.hero-visual{width:min(100%,650px);margin:0 auto;padding-right:15px}
  .flow-card h2{font-size:37px}
  .hero-proof{gap:15px}.proof-item{gap:12px;padding-right:12px}.proof-item strong{font-size:21px}
  .section{padding:87px 0}
  .section-grid,.credibility-layout,.pricing-layout,.faq-layout{grid-template-columns:1fr;gap:38px}
  .section-intro>p{max-width:700px}.benefits-grid{gap:14px}
  .example-grid{grid-template-columns:1fr}.example-aside{min-height:220px}.aside-eyebrow{margin-top:28px}.aside-orbit{width:40%}
  .expertise-grid{grid-template-columns:repeat(2,1fr)}.expertise-card{min-height:255px}
  .credibility-detail{padding:0;border:0;max-width:700px}
  .pricing-panel{max-width:650px}
  .contact-panel{grid-template-columns:1fr;gap:31px;padding:53px 45px}.contact-actions{flex-direction:row;flex-wrap:wrap;align-items:center;gap:24px}
}
@media(max-width:620px){
  .shell{width:calc(100% - 38px)}
  h2{font-size:clamp(32px,9vw,42px)}
  .nav-wrap{min-height:71px}.brand{font-size:17px;letter-spacing:.25em;gap:4px}.brand img{width:54px;height:29px}
  .hero-layout{padding-top:51px;padding-bottom:37px;gap:18px}.hero .eyebrow{font-size:10px;margin-bottom:21px}.hero-copy h1{font-size:clamp(36px,9.1vw,52px);line-height:1.16;letter-spacing:-.06em;margin-bottom:25px}.underlined::after{bottom:-5px;height:4px}
  .hero-lede{font-size:14px;line-height:1.78}.hero-message{font-size:12px}.hero-signature{font-size:15px}.hero-actions{gap:15px}.btn{padding:15px 18px;font-size:13px;width:100%}.hero-actions .link-arrow{margin-top:6px;font-size:12px}.micro-note{font-size:10px}
  .hero-visual{padding:15px 8px 30px 0}.flow-card{padding:21px 17px 22px;border-radius:16px}.flow-card h2{font-size:26px;margin:24px 0 7px}.flow-top{font-size:9px}.live-dot{display:none}.flow-bottom{font-size:10px}.flow-card-stamp{bottom:0;right:-6px;padding:9px 12px;font-size:9px}.stamp-mark{font-size:21px}
  .hero-proof{grid-template-columns:1fr;gap:0;padding:15px 0 23px}.proof-item{border-right:0;border-bottom:1px solid #D4DEE5;padding:12px 0}.proof-item:last-child{border:0}.proof-item span{max-width:none}.proof-item strong{min-width:105px}
  .section{padding:73px 0}.eyebrow{margin-bottom:19px;font-size:10px}.section-grid{gap:29px}.section-intro>p{font-size:14px}.benefits-grid{grid-template-columns:1fr;gap:11px}.benefit-card{min-height:auto;padding:23px 22px}.icon-frame{width:46px;height:46px;margin-bottom:17px}.benefit-card h3{font-size:16px}.benefit-card p{font-size:12px}
  .split-head{display:block;margin-bottom:27px}.split-head p{margin-top:16px;font-size:13px}
  .calculation-card{padding:22px 17px;border-radius:15px}.calc-label{margin-bottom:23px}.calc-columns{gap:6px}.calc-columns>div{gap:10px}.calc-columns>div>span{font-size:9px}.calc-columns strong{font-size:clamp(15px,4.25vw,22px)}.calc-columns .delta-box{padding:10px 9px;border-radius:8px}.calc-op{font-size:14px}.formula-steps{gap:5px;font-size:11px}.formula-result{font-size:15px}.formula-big{font-size:24px}.formula-arrow{font-size:14px}.example-aside{padding:23px 21px;min-height:260px}.aside-orbit{width:56%}.aside-eyebrow{margin-top:43px}
  .expertise-grid{grid-template-columns:1fr;gap:11px}.expertise-card{min-height:auto;padding:25px}.expertise-icon{margin:18px 0 13px}.expertise-note{align-items:start}
  .credibility-section{padding:72px 0}.credibility-layout{gap:29px}.credibility-layout h2{font-size:38px}.credibility-detail p{font-size:14px}
  .steps-grid{grid-template-columns:repeat(2,1fr);gap:13px}.step-card{min-height:235px;padding:0}.step-line{margin-bottom:40px}.step-card h3{font-size:15px}.step-card p{font-size:11px}.step-num{width:44px;height:44px}.step-line{width:calc(100% - 44px);margin-left:44px;margin-top:-22px}.method-bottom{align-items:flex-start;padding:16px}.method-bottom p{font-size:12px}
  .pricing-layout{gap:27px}.pricing-copy p{font-size:14px}.pricing-highlight{font-size:17px;gap:9px;padding:17px 13px}.pricing-panel{padding:26px 22px}.split-data strong{font-size:43px}.split-data strong small{font-size:19px}
  .faq-layout{gap:21px}.faq-list summary{font-size:14px;padding:20px 1px}.faq-list details p{font-size:12px;padding-right:25px}
  .contact-section{padding-bottom:20px}.contact-panel{border-radius:18px;padding:43px 26px;gap:28px}.contact-panel h2{font-size:35px}.contact-copy p{font-size:13px}.contact-actions{display:flex;align-items:stretch;flex-direction:column;gap:15px}.contact-phone{justify-content:center;font-size:16px}.contact-email{text-align:center}
  .footer-top{display:grid;grid-template-columns:1fr auto;gap:14px}.footer-top p{grid-column:1/-1;order:3}.back-top{justify-self:end}.footer-bottom{display:block}.footer-bottom nav{margin-top:10px;gap:17px}.legal-main{padding:70px 0}.legal-card{padding:30px 22px}.legal-card h1{font-size:32px}
}
@media(max-width:370px){
 .calc-columns>div>span{font-size:8px}.calc-columns strong{font-size:14px}.formula-steps{font-size:10px}.formula-big{font-size:21px}.steps-grid{grid-template-columns:1fr}.step-card{min-height:auto;padding-bottom:15px}.step-line{margin-bottom:25px}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}

/* SEO pages: same brand system, readable in-depth content. */
.seo-topics{background:#F5F8FA}
.seo-topics h2{max-width:860px}
.seo-topics-lead{max-width:820px;line-height:1.7;margin:17px 0 32px}
.seo-topic-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.seo-topic-card{display:flex;flex-direction:column;gap:14px;padding:28px 25px;border-radius:17px;border:1px solid #D9E6EC;background:#fff;transition:transform .2s,box-shadow .2s;min-height:190px}
.seo-topic-card:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(0,63,139,.09)}
.seo-topic-top{display:flex;justify-content:space-between;font-size:10px;font-weight:700;letter-spacing:.08em;color:#72889C}
.seo-topic-top span{color:var(--orange)}
.seo-topic-card strong{color:var(--indigo);font:800 18px/1.35 var(--font-display)}
.seo-topic-card>span:last-child{color:#617A90;font:400 12px/1.6 var(--font-body)}
.seo-hero{padding:84px 0 79px;background:linear-gradient(135deg,#FAF8F3,#E9F2F7)}
.seo-breadcrumbs{display:flex;gap:11px;font-size:12px;color:#5C738B;margin-bottom:56px}
.seo-breadcrumbs a{color:var(--indigo);text-decoration:underline;text-underline-offset:3px}
.seo-hero h1{font:800 clamp(34px,4.5vw,58px)/1.17 var(--font-display);max-width:920px;letter-spacing:-.055em;margin:12px 0 22px;color:#0B2E52}
.seo-hero p{font-size:17px;line-height:1.8;max-width:810px;color:#455E76}
.seo-hero-signature{margin-top:30px;font-weight:800;color:var(--indigo);font-size:16px;display:flex;align-items:center;gap:12px}
.seo-dot{width:9px;height:9px;border-radius:50%;background:var(--orange)}
.seo-content{background:#fff}
.seo-columns{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(285px,.8fr);gap:85px;align-items:start}
.seo-article{max-width:760px}.seo-chapter{border-bottom:1px solid #DCE5E9;padding:0 0 30px;margin:0 0 35px}
.seo-chapter h2{font:800 clamp(23px,2.4vw,32px)/1.25 var(--font-display);letter-spacing:-.04em;color:#15395A;margin:0 0 21px}
.seo-chapter p{font-size:15px;line-height:1.85;color:#4E6780;margin:12px 0}
.seo-honesty{background:#F0F6F9;border-left:3px solid var(--orange);border-radius:12px;padding:20px 22px}
.seo-honesty strong{color:var(--indigo)}.seo-honesty p{font-size:13px;line-height:1.75;margin:8px 0 0}
.seo-side-card{background:#0B355E;border-radius:18px;padding:29px;color:#DFEBF5}
.seo-side-card .aside-eyebrow{display:block;color:#A8CCE4;font-size:10px;letter-spacing:.13em;font-weight:800}
.seo-side-card h2{font:800 29px/1.3 var(--font-display);color:#fff;letter-spacing:-.04em;margin:21px 0 12px}
.seo-side-card p{font-size:13px;line-height:1.75;color:#CEE0ED}
.seo-side-card strong{display:block;font-size:14px;margin:25px 0;color:#fff}
.seo-side-card .btn{display:flex;background:#F57C00;box-shadow:none;color:#152B41;margin-top:20px;font-weight:800}
.seo-side-links{padding:25px 7px;display:flex;flex-direction:column;gap:15px}
.seo-side-links>strong{font-size:13px;color:#15395A}.seo-side-links a{display:flex;align-items:center;justify-content:space-between;gap:11px;font-size:13px;color:var(--indigo);padding:7px 0;border-bottom:1px solid #E0E9ED}
.seo-side-links a span{color:var(--orange)}
.seo-bottom-cta{background:#0B355E;color:#fff;padding:65px 0}
.seo-bottom-cta .shell{display:flex;align-items:center;justify-content:space-between;gap:40px}
.seo-bottom-cta h2{font:800 clamp(24px,2.5vw,34px)/1.24 var(--font-display);color:white;max-width:650px;margin:10px 0}
.seo-bottom-cta p{max-width:620px;color:#C8DCEB;font-size:13px;line-height:1.7}
.seo-bottom-cta .shell>div:last-child{display:flex;flex-direction:column;gap:17px;align-items:center}
.seo-bottom-cta .btn{background:var(--orange);color:#fff;white-space:nowrap}
.seo-bottom-cta .shell>div:last-child>a:last-child{color:#E1F1F9;font-weight:700;font-size:14px}
@media(max-width:950px){.seo-topic-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.seo-columns{gap:32px}.seo-bottom-cta .shell{align-items:start}}
@media(max-width:700px){.seo-topic-grid{grid-template-columns:1fr}.seo-topic-card{min-height:0}.seo-hero{padding:42px 0 54px}.seo-breadcrumbs{margin-bottom:32px}.seo-columns{grid-template-columns:1fr}.seo-side{order:2}.seo-bottom-cta .shell{flex-direction:column;align-items:start}.seo-bottom-cta .shell>div:last-child{align-items:flex-start}.seo-hero h1{font-size:35px}.seo-hero p{font-size:15px}}